Privacy Policy

Appfinity Store

Last updated: 15.09.2025

This Privacy Policy explains how Appfinity Store ("we", "us", "our") collects, uses, stores, and shares personal information when you use the Get Now – Pay Later (GNPL) services ("Service"). By registering an account or using the Service, you ("User", "you") agree to the practices described below.

Table of Contents

1. Information We Collect 2. How We Use Information 3. Legal Basis 4. Sharing of Data 5. Data Retention 6. Security and Liability
7. User Rights 8. International Transfers 9. Cookies and Tracking 10. Policy Updates 11. Governing Law 12. Contact

Information We Collect

We collect the information necessary to provide and enforce the Service. This includes identity and contact data such as name, email, phone, billing address, and age confirmation. We collect transaction data such as purchase history, GNPL transactions, payment attempts, due dates, and fees. Payment information is processed through secure third-party providers; we do not store raw card details, only tokenized or masked information.

We also collect technical and security-related data such as session IDs, timestamps, device fingerprints, browser and operating system information, and geolocation (city and country derived from IP). Finally, we may collect communications exchanged with us, including confirmations, support requests, and fraud reports.

How We Use Information

We use your information to provide and enforce GNPL transactions, send legally binding confirmations of payment obligations, process payments and fees, prevent fraud, and communicate important updates. We may also use your information to assign or sell receivables to third parties, and to protect our legal, financial, and operational interests.

Sharing of Data

We may share your information with payment providers and financial institutions, merchants and e-commerce platforms, debt collection agencies and legal representatives, credit bureaus and reporting agencies, regulatory authorities and law enforcement, and third-party purchasers of receivables. All sharing is conducted in accordance with applicable privacy laws and our legitimate business interests.

Data Retention

We retain your information for as long as necessary to fulfill contractual obligations, comply with legal requirements, and protect our legitimate interests. Transaction data may be retained for up to seven (7) years or as required by applicable financial regulations. Account information is retained until account closure and for a reasonable period thereafter.

Security and Liability

We implement reasonable security measures including encryption, tokenization, and restricted access controls. However, no system is completely secure, and we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

User Rights

Subject to applicable laws, you may have rights to access, correct, delete, restrict, or object to the processing of your personal information. You may also have the right to data portability. To exercise these rights, contact us using the information below. We will respond within the timeframes required by applicable law.

Contact

Data Protection Officer

Appfinity Store

CCP International Limited

Suite 4, Level 6 Victoria House

29-31 High Street, St. Peter Port

GY1 2JX, Guernsey

Summary

This Privacy Policy governs the collection, use, and protection of personal information in connection with Appfinity Store's "Get Now – Pay Later (GNPL)" services. By using GNPL services, you consent to the practices described in this policy, including data sharing with third parties and international transfers as necessary for service provision.

For questions about this Privacy Policy, contact us at privacy@appfinitystore.com.